Whether you've suffered residential or commercial losses from fire, smoke, storm, water, wind, or burglary, Americlaims offers the vision to restore your property to its original state, or perhaps, even to improve it.
One of the leading causes of underadjusted claims, that is, collecting less than you are entitled to, is hidden damage. The smell of smoke, or the march of mildew may not become apparent for months...or until long after your claim has been settled. And by then it is too late.
With over 20 years of experience in general contracting and remodeling, we understand the importance of each step of the process to achieve the final product the property owner wants. From design to plumbing, heating, electrical, and air conditioning, we know what's behind the numbers. So we'll work hard to get back the dollars you deserve.
What is a Public Adjuster?
A certified Public Adjuster is licensed by the Department of Insurance to work for insurance policyholders. Unlike your insurance company’s adjuster, we work for YOU.
When Should I Call a Public Adjuster?
A Public Adjuster should be contacted immediately following a loss. We will promptly arrange to meet with you to view the loss, review your insurance coverage, coordinate any necessary emergency services, and discuss with you the details of your claim. We are capable of handling many types of insurance claims for damages to your building and/or personal property, in both residential and commercial settings.
Shouldn't I Just Assume The Insurance Company Will Take Care Of Me?
Staff Adjusters work for and are paid by the insurance company. You need someone on your side presenting a detailed estimate to gain you the fair and equitable settlement you deserve.
With over 20 years of experience in general contracting and remodeling, we understand the importance of each step of the process to achieve the final product the property owner wants. From design to plumbing, heating, electrical, and air conditioning, we know what's behind the numbers. So we'll work hard to get back the dollars you deserve!
Our professional team's expertise offers our clients a level of technical expertise -- when applied to the field of insurance adjusting -- compliments the most exacting standards in dealing with the complexities of your insurance claim.
The entire claim preparation, presentation and negotiations are conducted personally by one or both of our firm's principals. This is the heart of our philosophy; to provide a personalized service to our clients not available with many other firms.
As Professional Public Adjusters, we provide a complete claim presentation service that consists of the following Four Stages:
Determining Policy Coverage: The first and perhaps the most crucial step, is the analysis of the policy provisions and conditions to determine the insured(s) rights and responsibilities, as well as the obligation(s) of the insurance company.
Documentation of the Claim: The insured is required to prove the full extent of loss and support the claim with appropriate documentation. Our professional team will recreate an exact picture of your property prior to the loss, which may include architectural drawings, detailed cost estimates, and a variety of evaluations, projections and forecasts. This is one of the key, and most important functions performed by our firm for the insured(s) and the basis by which our clients recover the maximum settlement.
Presentation of Claim: After the full extent of the loss has been determined and documented, the schedule of loss and damages is prepared, reviewed and presented to the insurance carrier for their review.
Negotiation of Settlement: Our expertise in the documentation and presentation of the claim(s), gives us the ability to negotiate from a well-defined position.
Our Services
Just some of the major causes of loss
Property was destroyed in more than a half million U.S. residential buildings last year, a result of fires so furious they damaged not only personal possessions, but the building structures themselves. In the same year, more than 50,000 commercial and industrial buildings were damaged by structural fires. These figures do not include fires in public or institutional facilities. They do not include property damaged or lost as a result of storms or other natural disasters. Any insured property can be affected and damaged.
These things happen, be prepared, let Americlaims handle your claims.
Our services include but are not limted to...
Thoroughly analyzing your insurance policy to determine the maximum coverage to which you are entitled.
Conducting an immediate on-site review and investigation and preparing an appraisal of your property damage--including the hidden problems that can cost the most in the long term.
Preparing a complete and accurate inventory of your losses, recommending replacement over refurbishment, where appropriate.
Assessing and documenting extra expense coverages and claims, such as business interruption losses, rental, and living expenses
Providing rebuilding estimates and recommendations, backed by extensive experience as a general contractor.
Negotiating your claim to maximize your financial recovery.
Acting as policyholder's intermediary, we will inform your insurer of your loss, meet with their insurance adjuster, present all estimates and documentation, and negotiate a settlement.
You only have ONE opportunity to maximize your financial recovery. Americlaims will make sure you do.
Have you suffered from mold? Call us today!
Americlaims doesn't just prepare claims and negotiate settlements, we:
Recommend actions on temporary repairs in order to protect the property from additional damage.
Make recommendations based on your business to assist you in maintaining your customers by providing service to them during the adjustment and restoration period.
Deal directly with the insurance company so you don't have to. You can run your business or take care of your family's needs while we handle the necessary details required by the insurance company.
Exercise an extensive understanding of the restoration process. Our staff is unsurpassed in evaluating what work and materials your project will require, what it will cost, and in advising you on how to work with contractors under current market conditions.
Establish the necessary building and personal property values for insurance coverage compliance.
Supervise the separation of damaged from undamaged property.
Provide accurate scope of damages and repair estimates.
How do we do it?
We provide the most respected in place unit-cost documentation of losses.
We give your claim unparalleled time and thoughtful analysis.
We bring experience in business, real estate, rental property management, and property restoration to understanding your needs.
We know what to look for, what questions to ask, and, when called-for, will bring in allied professionals to contribute their expertise.
If you would like to find out how we can help save you time and money, please contact us using the form below. We will be in touch with you soon to help you get your life back to normal!
